I have been investing for a long time. During the 80's I was a series 7 broker. Series 7 is the license that allows you to sell financial products. The test is reasonably difficult and requires a broad based knowledge of investing, primarily in stocks and bonds.
I was never comfortable making $3K on a client's $100K investment while the lead broker kept another $2-3K. It just did not take that much time to actually sell this.. most of my time was spent looking for people to sell to ... not my favorite activity.
I will be posting comments on various investments, but here are a couple of cliches that you ought to always keep in mind.
1. Bears make money, Bulls make money, PIGS GET SLAUGHTERED.
2. If it looks to good to be true, it probably is
3. The higher the return, the higher the risk ..